8 Ways to Simplify Your Financial Life

Sunday, January 21 at 02:00 PM
Category: Personal Finance

As you ring in the New Year, you may make resolutions to spend more time with your family and friends, improve your health, or focus on your financial well-being. To help you get started on that last one, consider taking time to streamline and automate your finances so that you can free up your schedule, alleviate money worries and give your other resolutions the time and effort they deserve.

Here are eight easy ways to get more out of your money and save time.

  1. Use online and mobile banking. Don’t spend valuable time wondering what your account balance is or if a check has cleared your account. Instead of calling the bank or reviewing your monthly account statement, enroll in online and mobile banking to view up-to-the-minute account activity — any time. With these convenient services, you can check balances, transfer funds, and even set account alerts to notify you about specific account activity. Arvest offers Online Banking with BlueIQ™ and Arvest Go mobile banking to help you organize and stay on top of your finances.
  2. Pay bills and people electronically. Think paying bills is a hassle? You can make the process easier by paying bills electronically with online bill payment and transfer services You can pay just about anyone — from your babysitter to the utility company — with just a few clicks of the mouse or taps on your phone. You can even arrange to have recurring bill payments set up to make paying your rent or mortgage easier each month. Arvest BillPay, Arvest to Arvest Transfers and Popmoney are services that give you the control and flexibility you need to move your money where it needs to go.
  3. Set up automatic debits. Need to pay your gym membership or your monthly phone bill? You can save time by having these vendors automatically debit your account each month. Generally, the vendors’ websites will include information regarding automatic debits. You’ll need to provide your account number and routing number to set up the services.
  4. Shop with your debit card. Whether you're going to the grocery store or on a vacation, be sure to bring along your debit card for a fast, safe, and convenient way to pay for purchases. Using a debit card is much faster than writing a check and a lot safer than carrying cash. Arvest Chip-enabled debit cards work anywhere Visa® is accepted.
  5. Deposit checks from your mobile device. Need to deposit a check, but you aren’t near a bank or ATM? With Mobile Check Deposit, you can deposit your check in seconds — right from your mobile device. Enjoy faster access to your money with Mobile Check Deposit.
  6. Sign up for electronic statements. You'll not only save valuable time storing and filing statements; you'll also help save paper and the planet. Arvest e.Statements are available through online banking and delivered as PDF files for most accounts.  
  7. Set up transfers to savings. Saving money is possible, especially when you can arrange to have funds automatically deposited in your savings account each month.
  8. Sign up for direct deposit. Why wait to receive a paper check on payday?  With direct deposit, your funds can be automatically deposited into your checking or savings account on payday, giving you quicker access to your money.


Take advantage of automated services to make 2018 the year you bank smarter and save time! 

Tags: Financial Education
There are no comments associated with this entry.

Post a Comment

  • Website Address:

Choose one or more categories to subscribe to: